Due to COVID-19, all consultations will take place via video, phone, or email. Please don’t hesitate to call or submit a contact form to set up an appointment. Thank you and stay safe.

Federal Student Loan Forgiveness

We Can Help Resolve Student Debt Issues

Dealing with student debt can put you in a tricky position, which is why seeking legal counsel is always a good idea if you need to regain your footing and move towards your financial goals. Thankfully, there are options for federal student loan forgiveness, if you qualify. To learn more about your options, make sure you get in touch with our experienced legal team to discuss the details of your case.

Common Types of Federal Student Loan Forgiveness

Debt forgiveness can be a highly effective method of eliminating federal student loan debt. Depending on the type of federal student loan forgiveness, sometimes, the forgiveness is taxable and sometimes it is not.

There are a variety of ways to obtain a federal student loan debt forgiveness, including:

  • Teacher Loan Forgiveness. If your federal student loans were disbursed after 1998 and you teach full-time in an eligible elementary or secondary school for five consecutive years, you may be able to have as much as $17,500 of your federal student loans forgiven.
  • Public Service Loan Forgiveness. If you are employed in certain public service jobs and have made 120 payments on your federal direct loans (including consolidated loans), the remaining balance that you owe may be forgiven – tax free!
  • Income-Driven Repayment Plan Forgiveness. If you are in an Income-Driven Repayment Plan, such as the IBR Plan, ICR Plan, PAYE Plan or the REPAYE Plan, after your repayment period, any remaining loan balance is forgiven if your federal student loans aren’t fully repaid at the end of the repayment period. Periods of economic hardship deferment and periods of repayment under certain other repayment plans will count towards your total repayment period. Whether you will have a balance left to be forgiven at the end of your repayment period depends on a number of factors.

Keep in mind, every student loan matter is different. If you have questions about your student loans or if you like to know if your federal student loans qualify for a loan forgiveness, and you would like to schedule a no-cost consultation, get in touch with our firm.

Specialized Experts The Small Business Reorganization Act Chapter 11

The often times difficult Chapter 11 bankruptcy that traditionally favored larger companies is now available for small businesses through The Small Business Reorganization Act. Allows us to help you build a comprehensive strategy to navigate the process with the help our recognized team.

Real Client Experiences

  • “Excellent company to work with providing timely advice and guidance.”

    - Diane A.

  • “.... very attentive, patient and knowledgeable”

    - Tavy B.

  • “Well prepared, great attention to detail, and very empathetic to my needs.”

    - Walter L.

  • “I felt extremely well represented [by LSS Attorneys] during the whole process.”

    - Philippe K.

  • “[A]n amazing attorney to work with, extremely thorough, hands on and always available for any questions or concerns that you have.”

    - Katherine S.


Are You Ready for a Brighter Future?

Contact us 
for a free 
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.