Student Loan Lawsuits
Experienced Legal Counsel in Florida
Although the federal government has numerous collection tools that can be implemented without obtaining a court order, lawsuits against student loan borrowers still occur. In fact, lawsuits are the primary tool that private lenders use to collect defaulted loans. It is common for both the government and private lenders to retain debt collection agents to pressure borrowers into paying.
Let Our Firm Help You
If you are served with a lawsuit by your student loan lender, it is imperative to contact LSS Law as quickly as possible. You have a limited amount of time to respond to a lawsuit, and if you fail to do so entirely, a judgment could be entered against you. Once a judgment has been entered against you, the lender can begin using special collection tools to try to collect the debt.
As soon as you contact us, we will review your situation and determine all of the potential defenses available to you.
Some of the possible defenses available in a student loan lawsuit include:
- Your payments were not properly credited to your account
- You are in the military and your special rights are not being honored
- You do not owe the debt or your loan documents were forged
- The lender is attempting to collect more than you owe or that you agreed to pay
- You have discharged the debt in bankruptcy
- The lender has waited too long to file the lawsuit against you (if a private student loan)
- The plaintiff cannot establish that it is the owner and holder of the debt
Protecting Your Interests & Legal Rights
Once we have responded to your lawsuit, we will begin negotiations with your student loan lender. Often times the dispute can be settled outside of court and a manageable repayment plan can be worked out, which often means the lawsuit will be dropped. Depending on the circumstances of your situation, we can negotiate with the lender and determine a legal strategy that fits your financial situation.
If you have been served with a lawsuit, don’t ignore it! Contact us to schedule an in depth strategy session and obtain the help and guidance you need.
Please keep in mind, every case is different. Not all student debt lawsuits are straightforward, which is why you need to secure the legal counsel of a skilled attorney. With more than 80 combined years of experience in our corner, our legal team knows what it takes to create personalized strategies for unique situations.
If you have questions about your student loan debt and you would like to schedule an in depth strategy session to discuss your options, please contact our office by completing the form on our website.
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