Federal Student Loan Repayment Plans
Attorneys with 80 Years of Combined Experience in Florida
If you have a federal student loan and you are interested in reducing your monthly payment to a more manageable amount, our team at LSS Law can help you explore the different repayment plans available. We have ample experience working with individuals facing mounting student debt, and we know how to review the details of complex cases to create personalized repayment plans to improve your financial circumstances.
Some of the different repayment plans we work with include:
LSS Law can help you figure out a student loan repayment plan. Call (954) 932-5377 or contact us online for an in depth strategy session.
About Standard, Graduated, and Extended Repayment Plans
The following repayment plans are not based on your income. While you may save on interest with some of these plans, the monthly payments may be unmanageable for some individuals.
- The Standard Repayment Plan is the default payment plan selected by your servicer, unless you indicate otherwise and, will be set at a fixed amount for up to 10 years.
- The Graduated Repayment Plan is similar, but payments are lower at first and then increase, usually every 2 years.
- The Extended Repayment Plan is up to 25 years, and payments may be fixed or graduated.
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“I felt extremely well represented [by LSS Attorneys] during the whole process.”
“[A]n amazing attorney to work with, extremely thorough, hands on and always available for any questions or concerns that you have.”